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Tuesday, December 29, 2009

Statutes of Limitations on Debt by State

In doing some research about do it yourself debt settlement plans, I ran across this information on Statutes of Limitations on Debt by State.

IIt is interesting to know your rights in this regard. Some creditor's "sell" their debt at a discount and the new "owner" attempts to collect.

IIf they do, you may really owe nothing at all. They are just trying to recoup their investment in a new list of people to intimidate. You may try asking to see the original note!

Posted via web from kgegeben's posterous

Edufire.com - Make Some Money Tutoring!

Edufire.com is a way for people with particular skills to earn money by tutoring! 

Here's why THEY say you should consider tutoring through them if you 

A) Have a skill in demand

B) Have a broadband connection and

C) Can tutor via webcam and IM

From the tutor's perspective, you get to set your own rates and keep 85% of the revenue.

They effectively exist to market your services.

So what can you teach?

Can you program in PHP? Can you install a Jenn Air jea8120adb? How to clean a PC's registry? Do you know how to do do it yourself debt settlements? Almost any topic could be of interest to SOMEONE.

So what are you waiting for? Teach! 

Posted via web from kgegeben's posterous

Thursday, December 24, 2009

The Currency of Hope & The issue of Debt.

The Currency of Hope is is the Debtors Anonymous version of the "Big Book" used by "AA". It and some companion volumes by Jerrold Mundis help people to understand how the issue of debt for them in not just a matter of bad math, but a symptom of deeper issues whether you call them addiction, compulsion or attachments of the soul.
These books remind us that when debt is a persistent theme in our lives and relationships and that underearning is a persistent theme in our lives, then perhaps a 12 step approach is in order. (At my friend's church they have a program called Celebrate Recovery with a "financial" sub group.)

How do you know if this is YOUR issue? Try these 15 questions about your attachment to debt. They help people discern if debt, for them, is more than just an item on a balance sheet that's taking care of itself. If it's something more, these questions can be helpful to get "under the hood" of your psyche and discern what's really motivating you.

These are three books I highly recommend for contemplating this issue and helping to resolve it.

Tuesday, December 22, 2009

Why AARP Supported Obamacare

Why would some "Association" supposedly operated on the behalf of "Retired Persons" want to support Obamacare?

Well, Dick Morris tells why. By forcing seniors out of a competing program back into Medicare with it's gaps, it will force many to buy "Medigap Insurance". Guess who thinks they'll cash in? AARP!

So much for advocating for seniors. These people are only advocating for themselves!

Perhaps we can get AARP prosecuted as a Racketeering Influenced and Corrupt Organization? They may or may not meet definitions in the statute, but, by their actions, they show themselves eminently corrupt.

 

Posted via web from kgegeben's posterous

Monday, December 21, 2009

Where I Compare Mobile Phone Deals

I've learned through hard experience that I can't properly compare mobile phone deals by just going to a store representing ONE wireless company. Instead, I know to buy my cell phone online from a retailer who represents the major carriers so I can decide the best cell phone provider.

By searching the available options in my own zip code, I don't get disappointed hearing about some "big city" or nationwide deal that's not available in my own area. I find out what's available to me. I can compare mobile phones from multiple carriers, different types of cell phones, and compare by the price range of the phone itself. 

By searching an online database like the one at Compare Mobile Phones ASAP you can really see what is available in your town ... you can't find the same information at a single company's wireless store!

Posted via web from kgegeben's posterous

When Helping Hurts: Alleviating Poverty Without Hurting The Poor

When Helping Hurts: Alleviating Poverty Without Hurting The Poor is a powerful book that ought to be read by every non profit in America claiming to "help the poor".

In fact, it ought to be read by every government bureaucrat whose agency "helps the poor" or claims to.

Why? Because well meaning people do things that have unintended consequences. In World War II, American GI's in the Pacific were kind to the native people who, before their arrival, effectively lived in the "Stone Age".

The GI's generosity made them incredibly rich and well off for their circumstances. Until the War ended that is. "Cargo Cults" emerged where these people prayed to the "god" to return - the GI's!

That's the kind of charity that breeds dependence, not independence. Are you trying to help people sustain themselves or do you just want to start a "cult"?

I presume we want to help others become independent - at least that's the kind of charities I wish to support. Maybe charities should have a credential that says "We use practices that foster independence"?

Free resources associated with the book and more background information are available at WhenHelpingHurts.org

Posted via web from kgegeben's posterous

I'm Testing Posterous

I'm testing posterous. It claims to be able to update other services. We'll see how that works!

Posted via web from kgegeben's posterous