The Currency of Hope & The issue of Debt.

The Currency of Hope is is the Debtors Anonymous version of the "Big Book" used by "AA". It and some companion volumes by Jerrold Mundis help people to understand how the issue of debt for them in not just a matter of bad math, but a symptom of deeper issues whether you call them addiction, compulsion or attachments of the soul.
These books remind us that when debt is a persistent theme in our lives and relationships and that underearning is a persistent theme in our lives, then perhaps a 12 step approach is in order. (At my friend's church they have a program called Celebrate Recovery with a "financial" sub group.)

How do you know if this is YOUR issue? Try these 15 questions about your attachment to debt. They help people discern if debt, for them, is more than just an item on a balance sheet that's taking care of itself. If it's something more, these questions can be helpful to get "under the hood" of your psyche and discern what's really motivating you.

These are three books I highly recommend for contemplating this issue and helping to resolve it.